Finance -
Equating Fiscal Control With Discipline
Johan Kriegbaum
After helping thousands of Australians with their financial problems, we've gained great experience and insight into the everyday person’s money problems. Our company Payday Cash Loan provides short-term loans to Australians so you can take control of your finances and reach financial freedom. Visit us at 
By Johan Kriegbaum
Published on 01/30/2009
We all have emotions that can sometimes get the better of us While some people can easily keep their emotions in check, others have a hard time dealing with any situation

We all have emotions that can sometimes get the better of us. While some people can easily keep their emotions in check, others have a hard time dealing with any situation. It’s a paradox when you think about it. We all have the same emotions, yet some are better equipped to handle particular situations. But one issue that seems to send the majority of people inflicted into a panic is a monetary issue. And though it may sound strange when you compare money issues with emotions, they actually go hand-in-hand.

Money works to dictate our lives in many ways. It can be used to determine how well our lives are going. For example, when you’re flush and everything’s going well, you’re on top of the world. But when that debt starts to pile up on you, you’re sinking faster than the Titanic. Money easily plays on your emotional state, so it goes without saying that keeping firm control over your finances can help to keep control of your emotions – and vice versa.

When we’re feeling down, it becomes increasingly difficult to reach out and grasp those opportunities that life is presenting us. This can easily stem from financial ruin. Debt has a way of making people feel depressed and worthless. And in an ironic twist, some may even go out and purchase items in an attempt to feel better, and perhaps launch themselves into further debt. One should never attempt to fill a hole with money. It only leads to long-term problems that another shopping trip will not fix.

You have to remain in full control over your emotions and your money. Make the two synonymous with one another. Control over your money doesn’t mean that you shouldn’t treat yourself to perk you up on a gloomy day, however. The idea here is to always be sure to make the most rational decision regarding your money. You may feel a little boxed in by restricting yourself from emotional purchases, but at least you won’t have to face a harsh reality down the road.

But if you’re one of those people who couldn’t properly put the tourniquet on the spending and had to buy, buy, buy to make yourself feel better, then you may need a little boost of cash to get you out of debt. Thankfully if you have this problem in this day and age, there are safety net options to help you. There are many short term loans available that can provide you cash almost instantly. It is important to know, we are not talking credit cards here. For people who find themselves short, obtaining a credit card could provoke even more spending, leaving you worse off than when you started.

A more responsible way of using credit to your advantage when you really need money would be to count on it as a last resort only. Stick with short term loans that offer small amounts of cash that you can realistically afford to pay back within a few paydays. This way you can pay your bills and get back on track in no time at all. It’s always best to keep control at all times, but when you do slip and need money, at least you know there will be options to break your fall.