Unusual types of insurance
One of the strangest types of insurance is alien abduction insurance. The insurance policy can be cashed in if the insured person can prove that that they were in fact abducted by aliens. While it may seems difficult for the person to prove that they were abducted by aliens, around 20,000 people are said to have alien abduction insurance, and insurance companies have actually had to pay out to people who have been able to prove they were abducted.
Another form of insurance which may be hard to claim on is Immaculate Conception insurance. This insurance will pay the insured person if it is proven that the father of their child is God. The money is also designed to cover the costs the women would need to pay for raising the son of God single handed.
One form of insurance which should be relatively easy to prove that you actually need to the insurance money is ransom insurance. This insurance is designed to pay any random money that kidnappers should request in the event that you are kidnapped. This is designed to ensure that families can pay to get their loved ones back, no matter what their financial situation.
If you have a large wine collection, you may consider taking out wine-collection insurance. This could cover you against a number of things including bottles spontaneously popping and breaking other bottles, breakages and the bottles losing their value, if something like a fire or the firemen damaged the labels on the bottles.
Finally, if you have a body part that your career depends on, it may be a good idea to get it insured. Many celebrities have essential body parts insured to ensure that they still have money should something happen to them. Models like Hedi Klum and singers like Rihanna have their legs insured, because they feel that they are vital to their career.
While you may not consider looking into the above mentioned examples of slightly stranger insurance, it is important to be covered for the more everyday things, such as pet insurance, house insurance and car insurance.
Jennifer Adams writes for a digital marketing agency. This article has been commissioned by a client of said agency. This article is not designed to promote, but should be considered professional content.
Jennifer is a part of the digital blogging team at cashzilla who work with car insurance brands like LV=. For more information about me, or to keep up to date with the latest in finance news, check out my posts at cashzilla or visit my Twitter account, @cashzilla.View all articles by Jennifer Adams
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